Effective as of 1/31/2023
|Account Type||Minimum Daily Balance to earn APY1||Annual Percentage Yield (APY) 1|
|6 Month CD or IRA||$1,000.00||2.750%|
|12 Month CD or IRA||$1,000.00||4.000%|
|14 Month Rewards CD2||$1,000.00||4.250%|
|16 Month CD or IRA3||$1,000.00||3.750%|
|19 Month CD or IRA3||$1,000.00||3.750%|
|22 Month CD or IRA3||$1,000.00||2.000%|
|36 Month CD or IRA||$1,000.00||2.000%|
|48 Month CD or IRA||$1,000.00||2.000%|
|60 Month CD or IRA||$1,000.00||2.000%|
1Annual Percentage Yield (APY) and rate subject to change. A penalty will be imposed for early withdrawal from a certificate account. Rate is current as of 12/15/2022, please contact 781.682.3715 for current rate information.
2Personal customers only. Must already have or open a Rewards Checking account to open this certificate of deposit. Must meet Rewards Checking Account requirements for the prior month to earn the advertised APY. (The 14-month Rewards CD will revert to a rate of 0.500% APY if Rewards Checking Account requirements are not met. At maturity, the 14-month Rewards CD will roll into a standard 15-month CD. Account requirements will be waived for the first statement cycle.) Offer may be withdrawn at any time.
3.At maturity, the 16-month CD will roll into a standard 15-month CD, the 19-month CD will roll into a standard 18-month CD, and the 22-month CD will roll into a standard 24-month CD.