Mortgages

At South Shore Bank, we pride ourselves on our lasting reputation as an outstanding mortgage lender. We work proudly with real estate professionals, builders and homebuyers throughout our community.

As a local, full-service mortgage lender, our dedicated team of professionals at South Shore Bank is here to assist you every step of the way. Your mortgage needs are unique, so whether you're planning to purchase your first home or looking to refinance an existing mortgage, we're ready to help you with whatever you need! 

Featured Mortgage Rates

Ready to get started?

Easily apply online, and our local team will follow up with you shortly! South Shore Bank is a licensed mortgage lender in Massachusetts. Our NMLS # is 407656.

For more information and guidance, please visit your local branch or contact our South Shore Bank Client Information Center (CIC) at 781.682.3715 or cic@southshorebank.com

* First Time Homebuyer loans are available to borrowers who are purchasing their first home or have not owned or been part owner of a home for more than 3 years. South Shore Bank will cover the cost of the appraisal on eligible First Time Homebuyer loans. To be eligible for discounted rate and appraisal cost coverage: 1) open a new South Shore Bank Checking account, which is subject to approval, OR have an existing South Shore Bank Checking account; AND 2) set-up and continuance of an automatic payment deduction from a South Shore Bank Checking account. LTV maximum is 95% and FICO minimum is 660. 3) This discount is only applicable for the 30 Year Fixed Product.

** Hometown Heroes loans are available to healthcare workers including, Doctors, Nurses (including RN, LPN, APN's), therapists including Physical and Occupational. Pre K – 12th Grade teachers, administrators, and counselors for both public and private schools. Additionally, First Responders including Fire, Police, and EMS personnel are eligible. To be eligible for discounted rate: 1) open a new South Shore Bank Checking account, which is subject to approval, OR have an existing South Shore Bank Checking account; AND 2) set-up and continuance of an automatic payment deduction from a South Shore Bank Checking account. LTV maximum is 95% and FICO minimum is 660. 3) This discount is only applicable for the 30 Year Fixed Product.