Certificate of Deposit

Insure your deposit in full and keep your mind at ease knowing your funds are safe as you near your future goals. CD’s provide the peace of mind you deserve when it comes to saving for your future.

Rates

Effective as of 11/05/2026

Individual Retirement Accounts (Rate Table)
Account TypeMinimum Daily Balance to earn APY1Annual Percentage Yield (APY) 1apply now button
3 Month CD or IRA$1,000.002.530% 
5 Month CD or IRA2$1,000.003.800%Open Online
6 Month CD or IRA$1,000.002.500%Open Online
7 Month CD or IRA3$1,000.003.650%Open Online
9 Month CD or IRA$1,000.002.500%Open Online
11 Month CD or IRA4$1,000.003.450%Open Online
12 Month CD or IRA$1,000.002.500%Open Online
18 Month CD or IRA$1,000.002.000% 
24 Month CD or IRA$1,000.002.000% 
30 Month CD or IRA5$1,000.003.250% 
36 Month CD or IRA$1,000.002.000% 
48 Month CD or IRA$1,000.002.000% 
60 Month CD or IRA$1,000.002.000% 

1Annual Percentage Yield (APY) and rate subject to change. Please contact 781.682.3715 for current rate information. A penalty will be imposed for early withdrawal from a certificate account.
2At maturity, the 5-month CD will roll into a standard 6-month CD.
3At maturity, the 7-month CD will roll into a standard 6-month CD.
4At maturity, the 11-month CD will roll into a standard 12-month CD.
5At maturity, the 30-month CD will roll into a standard 24-month CD.