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Privacy Policy

Rev February 2015

FACTS

WHAT DOES SOUTH SHORE BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons South Shore Bank chooses to share, and whether you can limit this sharing.

Reasons we can share your personal information

Does South Shore Bank share?

Can you limit this sharing?

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes -
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates' everyday business purposes –
information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes –
information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

No

We don't share

To limit our sharing

Please note:

If you are a new customer, we can begin sharing your information [30] days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

  • Mail the form below

Questions?

Call (781) 682-3715 or go to www.southshorebank.com.


Mail-In Form

[If you have a join account, your choice(s) will apply to everyone on your account unless you mark below

  ]

Mark any/all you want to limit

 

 

Name
Address


City, State, Zip
Last 4 digits of
account number
 

Mail to:

South Shore Bank

Attn:CIC / Deposit Operations

1530 Main Street

S. Weymouth, MA 02190

Who we are

Who is providing the notice?

South shore Bank, including its affiliates listed below

What we do

How does South Shore Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal & state law. These measures include computer safeguards and secured files and buildings.

We maintain physical, electronic and procedural safeguards to guard personal information. We restrict access to your personal and account information to employees who have a business reason.

How does South Shore Bank collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit debit card

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates for everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Federal law gives you the right to limit only

Your choices will apply to everyone on your account - unless you tell us otherwise.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial or nonfinancial companies.

  • Our affiliates include financial companies such as Cambridge Mortgage Group

Non-affiliates

Companies not related by common ownership or control. They can be financial or nonfinancial companies.

  • South Shore Bank does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products and services to you.

  • Our joint marketing partner(s) include the credit card company, which provides our jointly branded card.

Other Important Information

Special Notice for State Residents
Vermont Residents: We will automatically limit the disclosure of your confidential information within and outside of South Shore Bank in accordance with Vermont law.