*Annual Percentage Rate (APR) as of 6/22/2020 for fixed home equity loans funding pool installation. Offer and rate subject to change at any time. Advertised APR is fixed. Above rate includes a 0.25% discount for auto-debit from a SSB Checking account and is based on a 5-year loan term. If you do not sign up for automatic payments from a SSB Checking account your rate will be as low as 3.74% APR for a 5-year term. Other terms and rates available. $25,000 - $100,000 loan amount. Max combined-loan-to value (CLTV) for this and all senior liens is 70%. 1-4 family owner-occupied primary residence only. South Shore Bank requirement of 1st lien position waived for pool loans. Normal and customary closing costs paid by SSB. Property held in a trust may be considered however the following fees will be collected from borrower prior to closing: Trust Review $75.00, Record Trustee certificate $107.00. Additional fees may apply. Property insurance is required. Flood insurance may be required. An appraisal fee ranging from $425 - $575 may apply. Consult a tax advisor about the deductibility of mortgage interest. Certain restrictions apply. Subject to credit approval. NMLS#407656.