| Term | Annual Percentage Rate (APR)1 | Monthly Payment per $1,000 |
---|
| 5 Years | 6.49% | $19.55 |
| 10 Years | 6.74% | $11.47 |
| 15 Years | 6.99% | $8.97 |
| 20 Years | 7.49% | $8.04 |
1Advertised Annual Percentage Rate (APR) is fixed. Above rates include 0.25% discount for auto debit payments from a SSB Checking Account. Minimum loan amount $25,000; maximum loan amount $350,000. The maximum combined loan to value (CLTV) is 70% for 1-4 family owner occupied properties. Second homes (vacation properties only) have a max CLTV of 60% across all terms and balance tiers. Normal and customary closing costs paid by SSB. Property held in a Trust may be considered; however, the following fees will be collected from the borrower prior to closing: Trust review Fee $75 and record Trustee Certificate $110.50; additional fees may apply. Property insurance is required. Flood insurance may be required. An appraisal fee ranging from $475 - $575 may apply. Certain restrictions may apply. Subject to credit approval. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. NMLS #407656.