Term | Annual Percentage Rate (APR)1 | Monthly Payment per $1,000 |
---|
5 Years | 5.24% | $18.98 |
10 Years | 5.74% | $10.97 |
15 Years | 5.99% | $8.43 |
20 Years | 6.24% | $7.30 |
1Advertised Annual Percentage Rate (APR) is fixed. Above rates include 0.25% discount for auto debit payments from a SSB Checking Account. Minimum loan amount $25,000; maximum loan amount $350,000. The maximum combined loan to value (CLTV) is 70% for 1-4 family owner occupied properties. Second homes (vacation properties only) have a max CLTV of 60% across all terms and balance tiers. Normal and customary closing costs paid by SSB. Property held in a Trust may be considered; however, the following fees will be collected from the borrower prior to closing: Trust review Fee $75 and record Trustee Certificate $110.50; additional fees may apply. Property insurance is required. Flood insurance may be required. An appraisal fee ranging from $475 - $575 may apply. Certain restrictions may apply. Subject to credit approval. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. NMLS #407656.