Are you looking for a checking account with added benefits? This high interest checking account rewards you with ATM refunds and a premium interest rate on balances up to and including $24,999.99 when you meet several simple requirements each statement cycle.
- Earn 2.50%APY* on balances up to $24,999.99
- Balances $25,000.00 and above, receive our Preferred Checking rate which is .05% APY*
- ATM fee refunds nationwide**
- No monthly fee***
- No minimum balance required to maintain account***
- Free Online and Mobile Banking with Bill Pay**
- Overdraft Protection available to those who qualify
- Open a Rewards Savings with a 2.00% APY†
- Access to Special Rewards CD Rates
A statement cycle ends the last business day of the calendar month.
*2.50% Annual Percentage Yield (APY) as of 1/2/19 is paid on balances up to, and including, $24,999.99 provided all other account requirements are met for the current statement cycle. For balances $25,000.00 and above, the Preferred Checking Interest Rate and APY of 0.05% will be paid on the portion of your daily balance that is $25,000.00 or greater. If requirements are not met, the Preferred Checking Interest Rate of 0.05% APY will be paid on balances above and including $10. The APY will range downward from 2.50% depending on the balance in the account. For example, the APY, for a balance of $50,000.00 would be 1.27%. Rates may change at any time without prior notice.
**Requirements for each statement cycle are: at least 15 debit card purchases posted per statement cycle, sign up and use Online Banking and Bill Pay at least once per statement cycle, receive at least one direct deposit per statement cycle, and receive a monthly eStatement. If requirements are met, South Shore Bank will refund up to $10 per statement cycle for another bank's ATM surcharges & will not charge a foreign ATM fee for using another bank's ATM. Account requirements will be waived for the first statement cycle. Offer may be withdrawn at any time. One account per tax reporting owner. A statement cycle ends the last business day of a calendar month.
***Normal activity charges will apply. Fees may apply and could reduce earnings. Message and data rates may apply.
****$10 minimum deposit to open. Rates may change at any time without prior notice. Offer may be withdrawn at any time. One account per tax reporting owner. Fees may apply and could reduce earnings.
*****Message and data rates may apply.
†2.00% Annual Percentage Yield (APY) as of 1/2/19 is paid on balances provided all account requirements of your corresponding Rewards Checking Account are met for the prior month.