close login window

Rewards Checking

Rewards Checking comes with ATM fee refunds***, no monthly fees and all the e-convenience you need with online & mobile banking. Plus you can earn a premium interest rate* on all balances up to $24,999.99 and it only takes $10 to open!


  • Earn 1.75%APY* on balances up to $24,999.99
  • Balances over $24,999.99 receive our Relationship Checking rate, which is .05% APY*
  • ATM fee refunds nationwide***



A statement cycle ends the last business day of the calendar month.

*1.75% Annual Percentage Yield (APY) as of 12/17/15 is paid on balances up to, and including, $24,999.99 provided all other account requirements are met for the current statement cycle. For balances $25,000.00 and above, the Relationship Checking Interest Rate and APY of 0.05% will be paid on the portion of your daily balance that is $25,000.00 or greater. If requirements are not met, the Relationship Interest Rate of 0.05% APY will be paid on balances above and including $10. The APY will range downward from 1.75% depending on the balance in the account. For example, the APY, for a balance of $50,000.00 would be 0.90%. Normal activity charges will apply. Fees could reduce earnings. Rates may change at any time without prior notice. Rates may change after account opening.

**Requirements for each statement cycle are: at least 15 debit card purchases posted per statement cycle, Sign up and use Home Banking and Bill Pay at least once per statement cycle, receive at least one direct deposit per statement cycle, and receive a monthly e-Statement.

***If requirements are met, South Shore Bank will refund up to $10 per statement cycle and will not charge a foreign ATM fee for using another bank's ATM. Account requirements will be waived for the first statement cycle.

****$10 minimum deposit to open. Offer may be withdrawn at anytime. One account per tax reporting owner. A statement cycle ends the last business day of a calendar month.