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Business Lending Options*

At South Shore Bank, we have the loan options for all your commercial lending needs — and a team of local, knowledgeable commercial lending experts to guide you every step of the way. Our competitive rates, fast decision-making and flexible terms are designed to meet a wide range of commercial lending needs. These include Business Lines of Credit, Term Loans, Standby Letters of Credit, Equipment Loans, Commercial Real Estate Loans and Construction Loans.

 Client NeedKey Features
Lines of CreditShort-term working capital. Seasonal or temporary cash flow funding.Pay down and re-borrow funds as needed. Interest-only payments for budgeting flexibility.
Term LoansFinancing for specific purchases, including equipment and vehicles. Debt consolidation or refinance.Qualified applicants can finance up to 100% of new equipment costs. Low fixed or floating rates.
Commercial Real Estate LoansPurchase or renovate commercial real estate. Refinance debt to reduce monthly payments.Financing for business owner-occupied and investment commercial real estate. Various term, interest rate, and amortization options.
Construction LoansCustomized financing for various residential and commercial projects.Dedicated lender who is with you every step of the way, from loan approval through timely advances throughout the life of the loan.
Small Business Administration (SBA) LoansFinancing for working capital, equipment, business acquisition or expansion, or real estate. Lower down payment.More flexible underwriting and terms. Lending options for lines of credit, term loans, and owner occupied commercial real estate loans.


*All extensions of credit are subject to approval.