Locations
David W. Kelson, Jr.
David brings over 25 years of experience within many aspects of the financial services industry to South Shore Bank. David customizes specific wealth management strategies with the goal to preserve his clients' financial future and personal needs.
David began his career with Putnam Investments in 1995. Since then, he has worked for Liberty Funds, Sun Life Financial, and Santander Investment Securities where he spent 10 years as a Senior Financial Consultant. David holds FINRA registrations including 6, 7 and 63 with LPL Financial, as well as the Massachusetts Life Insurance license.
David resides south of Boston with his wife and four children. His interests include spending time with his family, traveling and running. David has run the Boston Marathon and competed in the Lake Placid Ironman triathlon.
Get to know David through a short Q&A.
When should I meet with a Financial Advisor?
David:
There are certain major life events that may prompt an individual to seek the guidance of a Financial Advisor. These may include the sale of a home or business, marriage, divorce, job change or loss, and retirement, among others.
What should I expect at our first meeting?
David:
During the first meeting, a client can expect a thorough assessment of their current financial situation. It is important for me to get a better understanding of their life, specifically their financial, family, and personal goals.
What are misconceptions about working with a Financial Advisor?
David:
Many people think that Financial Advisors are only for high-net-worth individuals, however this is not true. We work with clients with varying levels of assets who want the guidance and support of a professional to actively grow their investments.
What do you enjoy most about your job?
David:
I've been helping clients meet their financial goals for almost 30 years and I truly love what I do. One aspect of my job that I find most fulfilling is getting to know my clients and their families over time.
How do you apply your Wealth Management experience to your own life?
David:
The approach that I take for financial management in my own life is what I would recommend to my clients. My wife and I both take advantage of our employer sponsored 401(k) plan to save for retirement. The contributions come out of our pay pretax, our companies both match and our savings grow tax deferred. We contribute to a 529 College Savings plan for each of our four children. We also both have life insurance to protect our family in case of an unexpected death.
BrokerCheck
Check the background of the investment professionals associated with this site on FINRA’s BrokerCheck.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. South Shore Bank and the Investment Center at South Shore Bank are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using the Investment Center at South Shore Bank and may also be employees of South Shore Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, South Shore Bank or the Investment Center at South Shore Bank. Securities and insurance offered through LPL or its affiliates are:
| Not Insured by FDIC or Any Other Government Agency | Not Bank Guaranteed | Not Bank Deposits or Obligations | May Lose Value |
South Shore Bank provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. South Shore Bank is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.