close login window

Consumer Loan Rates

New Auto and Car Loan Rates*

Effective Date: Sunday, June 24, 2018

TypeAPRMonthly Payments per $1000 borrowed
1 Year with auto deduct from any SSB checking account**3.49%$84.92Apply Now
1 year without auto deduct from any SSB checking account 4.99%$85.60Apply Now
2 Years with auto deduct from any SSB checking account**3.49%$43.20Apply Now
2 years without auto deduct from any SSB checking account 4.99%$43.87Apply Now
3 years with auto deduct from any SSB checking account** 3.49%$29.30Apply Now
3 years without auto deduct from any SSB checking account 4.99%$29.97Apply Now
4 years with auto deduct from any SSB checking account** 3.49%$22.35Apply Now
4 years without auto deduct from any SSB checking account4.99%$23.02Apply Now
5 years with auto deduct from any SSB checking account**3.49%$18.19Apply Now
5 years without auto deduct from any SSB checking account 4.99%$18.87Apply Now
6 years with auto deduct from any SSB checking account** 3.99%$15.64Apply Now
6 years without auto deduct from any SSB checking account 5.99%$16.57Apply Now

*Annual Percentage Rate (APR) is subject to change without notice and is based on a down payment of at least 10% of the price of the new vehicle. Loans will not exceed more than 90% of the unit purchase price (shall not include destination, document prep, dealer prep, warranty and/or sales tax). Monthly payment will be determined by loan amount, rate, and term.  **Advertised rate applies only with automatic payment deductions from any South Shore Bank checking account. If you do not have auto deduct from a South Shore Bank checking account, the APR is 4.99% for up to 60 months and 5.99% for 61-72 months. Other restrictions may apply. Available only for 2018 models. Subject to credit approval. Vehicles with mileage less than 2,500 are considered new.

 

Used Auto and Car Loan Rates*

Effective Date: Sunday, June 24, 2018

TypeAPRMonthly Payments per $1000 borrowed
1 year with auto deduct from any SSB checking account**3.99%$85.15Apply Now
1 year without auto deduct from any SSB checking account 4.99%$85.60Apply Now
2 years with auto deduct from any SSB checking account**3.99%$43.42Apply Now
2 years without auto deduct from any SSB checking account 4.99%$43.87Apply Now
3 years with auto deduct from any SSB checking account**3.99%$29.52Apply Now
3 years without auto deduct from any SSB checking account 4.99%$29.97Apply Now
4 years with auto deduct from any SSB checking account**3.99%$22.57Apply Now
4 years without auto deduct from any SSB checking account 4.99%$23.02Apply Now
5 years with auto deduct from any SSB checking account**3.99%$18.41Apply Now
5 years without auto deduct from any SSB checking account 4.99%$18.87Apply Now
6 years with auto deduct from any SSB checking account**4.50%$15.87Apply Now
6 years without auto deduct from any SSB checking account 6.49%$16.81Apply Now

*Annual Percentage Rate (APR) is subject to change without notice and is based on financing of no more than 90% of the unit purchase price (based on the N.A.D.A. Book). Loans will not exceed the purchase price. Monthly payment will be determined by loan amount, rate, and term. **Advertised rate applies only with automatic payment deductions from any South Shore Bank checking account. If you do not have auto deduct from a South Shore Bank checking account, the APR is 4.99% for up to 60 months and 6.49% for 61-72 months. Other restrictions may apply. Available only for models 2011-2017. Subject to credit approval.

Personal Loan Rates*

Effective Date: Sunday, June 24, 2018

TypeAPRMonthly Payments per $1000 borrowed
12 - 24 months with auto deduct payments 9.750% $46.03 - $87.80 Apply Now
12 - 24 months (without auto deduct payments) 10.750%$46.49 - $88.27Apply Now
25 - 36 months (with auto deduct payments)11.500%$32.98 - $45.17 Apply Now
25 - 36 months (without auto deduct payments) 12.500%$33.45 - $45.64Apply Now

*Annual Percentage Rate (APR) is subject to change and requires automatic payment from a South Shore Bank checking account. Other restrictions may apply. $1,000-$5,000. Subject to credit approval.