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Consumer Loan Rates

New Auto and Car Loan Rates*

Effective Date: Saturday, February 16, 2019

TermAPR**Monthly Payments Terms
Up to 60 Months3.74%**$18.30
72 Months4.24%**$15.75

*New Auto loans require a down payment of at least 10% of the price of the new vehicle. Loans will not exceed 90% of the unit purchase price (and shall not include destination, document prep, dealer prep, warranty and/or sales tax) Annual Percentage Rate (APR) is subject to change without notice. Available only for 2019 models. Vehicles with mileage less than 2,500 are considered new. Subject to credit approval. Other restrictions may apply.
**Advertised rate applies only with automatic payment deductions from any South Shore Bank checking account. If you do not have auto deduct from a South Shore Bank checking account, the APR is 5.24% for up to 60 months and 6.24% for 61-72 months. Other restrictions may apply. 
Repayment terms based on monthly payments for a $1,000 loan at the maximum term in the range.

Used Auto and Car Loan Rates*

Effective Date: Saturday, February 16, 2019

TermAPR**Monthly Repayment Terms
Up to 60 Months4.24%**$18.53
72 Months4.74%**$15.99

*Used Auto Loan Rates are based on financing of no more than 90% of the unit purchase price (based on the N.A.D.A. Book). Loans will not exceed the purchase price. Annual Percentage Rate (APR) is subject to change without notice. Subject to credit approval. Other restrictions may apply. Available only for models 2012-2018.
**Advertised rate applies only with automatic payment deductions from any South Shore Bank checking account. If you do not have auto deduct from a South Shore Bank checking account, the APR is 5.24% for up to 60 months and 6.74% for 61-72 months.
Repayment terms based on monthly payments for a $1,000 loan at the maximum term in the range.

Personal Loan Rates*

Effective Date: Saturday, February 16, 2019

TermAPR**Monthly Repayment Terms
12 - 24 Months10.25%**$46.26
25 - 36 Months12.00%**$45.88

*Annual Percentage Rate (APR) is subject to change without notice. Loan amounts from $1,000 - $5,000. Subject to credit approval. Other restrictions may apply.
**Advertised rate applies only with automatic payment deductions from any South Shore Bank checking account. If you do not have auto deduct from a South Shore Bank checking account, the APR is 11.25% for up to 24 months and 13.00% for 25-36 months.
†Repayment terms based on monthly payments for a $1,000 loan at the maximum term in the range.

Swimming Pool Loan

Effective Date: Saturday, February 16, 2019

TypeAPR with Auto DeductAPR without Auto DeductMonthly Payments per $1000 borrowed With AutoDeduct/Without
5 Year Loan3.99%4.24%$18.41/$18.53
10 Year Loan4.49%4.74%$10.36/$10.48
15 Year Loan4.74%4.99%$7.77/$7.90

*Annual Percentage Rate (APR) as of 4/30/2018 and subject to change at any time. Advertised APR is fixed. Above rate includes a 0.25% discount for auto debit from a SSB Checking account. If you do not sign up for auto deduct your rate will be as low as 4.24% APR. Other terms and rates available. $10,000 - $350,000 Max CLTV 80% $350,000.01 - $500,000 Max CLTV 70%. 1-4 Family owner occupied Primary Residence. Normal and customary closing costs paid by SSB. Property held in a trust may be considered however the following fees will be collected from borrower prior to closing. Trust Review $300.00 Record Trustee certificate $75.00 additional fees may apply. Property insurance is required. Flood insurance may be required. Minimum loan amount $10,000. An appraisal fee ranging from $425 - $575 may apply. Consult a tax advisor about the deductibility of interest. Certain restrictions apply. Early termination fee of $475 may apply. Subject to credit approval. NMLS#407656.