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Consumer Loan Rates

New Auto and Car Loan Rates*

Effective Date: Sunday, December 17, 2017

TypeAPRMonthly Payments per $1000 borrowed
1 Year with auto deduct from any SSB checking account**2.99%$84.69Apply Now
1 year without auto deduct from any SSB checking account 4.50%$85.37Apply Now
2 Years with auto deduct from any SSB checking account**2.99%$42.98Apply Now
2 years without auto deduct from any SSB checking account 4.50%$43.64Apply Now
3 years with auto deduct from any SSB checking account** 2.99%$29.08Apply Now
3 years without auto deduct from any SSB checking account 4.50%$29.74Apply Now
4 years with auto deduct from any SSB checking account** 2.99%$22.13Apply Now
4 years without auto deduct from any SSB checking account4.50%$22.80Apply Now
5 years with auto deduct from any SSB checking account**2.99%$17.96Apply Now
5 years without auto deduct from any SSB checking account 4.50%$18.64Apply Now
6 years with auto deduct from any SSB checking account** 4.49%$15.87Apply Now
6 years without auto deduct from any SSB checking account 5.99%$16.56Apply Now

*Annual Percentage Rate (APR) is subject to change without notice. Fixed rate is as of 5/1/2017 and is based on a down payment of at least 10% of the price of the new vehicle. Loans will not exceed the purchase price. Monthly payment will be determined by loan amount, rate, and term. For loans extended to 61-72 months, the APR will be 4.49%. **Advertised rate applies only with automatic payment deductions from any South Shore Bank checking account. If you do not have auto deduct from a South Shore Bank checking account, the rate is 4.50% for up to 60 months and 5.99% for 61-72 months. Other restrictions may apply. Available only for 2017 models. Subject to credit approval.

 

Used Auto and Car Loan Rates*

Effective Date: Sunday, December 17, 2017

TypeAPRMonthly Payments per $1000 borrowed
1 year with auto deduct from any SSB checking account**3.24%$84.80Apply Now
1 year without auto deduct from any SSB checking account 4.50%$85.37Apply Now
2 years with auto deduct from any SSB checking account**3.24%$43.09Apply Now
2 years without auto deduct from any SSB checking account 4.50%$43.64Apply Now
3 years with auto deduct from any SSB checking account**3.24%$29.19Apply Now
3 years without auto deduct from any SSB checking account 4.50%$29.74Apply Now
4 years with auto deduct from any SSB checking account**3.24%$22.24Apply Now
4 years without auto deduct from any SSB checking account 4.50%$22.80Apply Now
5 years with auto deduct from any SSB checking account**3.24%$18.08Apply Now
5 years without auto deduct from any SSB checking account 4.50%$18.64Apply Now
6 years with auto deduct from any SSB checking account**4.74%$15.86Apply Now
6 years without auto deduct from any SSB checking account 6.49%$16.80Apply Now

*Annual Percentage Rate (APR) is subject to change without notice. Fixed rate is as of 5/1/2017 and is based on financing of no more than 90% of the retail value (based on the N.A.D.A. Book). Loans will not exceed the purchase price. Monthly payment will be determined by loan amount, rate, and term. For loans extended to 61-72 months, the APR will be 4.74%. **Advertised rate applies only with automatic payment deductions from any South Shore Bank checking account. If you do not have auto deduct from a South Shore Bank checking account, the rate is 4.50% for up to 60 months and 6.49% for 61-72 months. Other restrictions may apply. Available only for models 2010-2017. Subject to credit approval.

Personal Loan Rates*

Effective Date: Sunday, December 17, 2017

TypeAPRMonthly Payments per $1000 borrowed
12 - 24 months with auto deduct payments 9.750% $46.02 - $87.78 Apply Now
12 - 24 months (without auto deduct payments) 10.750%$46.48 - $88.25 Apply Now
25 - 36 months (with auto deduct payments)11.500%$32.98 - $45.17 Apply Now
25 - 36 months (without auto deduct payments) 12.500%$33.45 - $45.64Apply Now

*Annual Percentage Rate (APR) is subject to change and requires automatic payment from a South Shore Bank checking account. Other restrictions may apply. $1,000-$5,000. Subject to credit approval.