Skip to main content
close login window

Consumer Loan Rates

New Auto and Car Loan Rates*

Effective Date: Monday, September 16, 2019

New Auto and Car Loan Rates*

TermAPR**Monthly Payments Terms
Up to 60 Months3.74%**$18.30ApplyNow
72 Months4.24%**$15.75ApplyNow

*New Auto loans require a down payment of at least 10% of the price of the new vehicle. Loans will not exceed 90% of the unit purchase price (and shall not include destination, document prep, dealer prep, warranty and/or sales tax) Annual Percentage Rate (APR) is subject to change without notice. Available only for 2019 models. Vehicles with mileage less than 2,500 are considered new. Subject to credit approval. Other restrictions may apply.
**Advertised rate applies only with automatic payment deductions from any South Shore Bank checking account. If you do not have auto deduct from a South Shore Bank checking account, the APR is 5.24% for up to 60 months and 6.24% for 61-72 months. Other restrictions may apply. 
Repayment terms based on monthly payments for a $1,000 loan at the maximum term in the range.

Used Auto and Car Loan Rates*

Effective Date: Monday, September 16, 2019

Used Auto and Car Loan Rates*

TermAPR**Monthly Repayment Terms
Up to 60 Months4.24%**$18.53ApplyNow
72 Months4.75%**$15.99ApplyNow

*Used Auto Loan Rates are based on financing of no more than 90% of the unit purchase price (based on the N.A.D.A. Book). Loans will not exceed the purchase price. Annual Percentage Rate (APR) is subject to change without notice. Subject to credit approval. Other restrictions may apply. Available only for models 2012-2018.
**Advertised rate applies only with automatic payment deductions from any South Shore Bank checking account. If you do not have auto deduct from a South Shore Bank checking account, the APR is 5.24% for up to 60 months and 6.74% for 61-72 months.
Repayment terms based on monthly payments for a $1,000 loan at the maximum term in the range.

Personal Loan Rates*

Effective Date: Monday, September 16, 2019

Personal Loan Rates*

TermAPR**Monthly Repayment Terms
12 - 24 Months10.25%**$46.26ApplyNow
25 - 36 Months12.00%**$45.88ApplyNow

*Annual Percentage Rate (APR) is subject to change without notice. Loan amounts from $1,000 - $5,000. Subject to credit approval. Other restrictions may apply.
**Advertised rate applies only with automatic payment deductions from any South Shore Bank checking account. If you do not have auto deduct from a South Shore Bank checking account, the APR is 11.25% for up to 24 months and 13.00% for 25-36 months.
†Repayment terms based on monthly payments for a $1,000 loan at the maximum term in the range.

Swimming Pool Financing Contact Us

Effective Date: Monday, September 16, 2019

Swimming Pool Financing Contact Us

TermAPR*Repayment Terms
5 Year Loan4.74%$18.75
10 Year Loan5.00%$10.60
15 Year Loan5.25%$8.03

*Annual Percentage Rate (APR) subject to change at any time. Advertised APR is fixed. Above rate includes a 0.25% discount for auto debit from a South Shore Bank Checking account. If you do not sign up for auto deduct your rate will be as low as 4.99% APR. Available for new and existing swimming pool loans. Other terms and rates available. $10,000 - $100,000 Max CLTV 80% if South Shore Bank is in the first lien position, Max CLTV 70% if South Shore Bank is in the second lien position. 1-4 Family owner occupied Primary Residence. Normal and customary closing costs paid by SSB. Property held in a trust may be considered however the following fees will be collected from borrower prior to closing. Trust Review $75.00 Record Trustee certificate $77.00 additional fees may apply. Property insurance is required. Flood insurance may be required. Minimum loan amount $10,000. An appraisal fee ranging from $425 - $575 may apply. Consult a tax advisor about the deductibility of interest. Certain restrictions apply. Early termination fee of $475 may apply. Subject to credit approval. NMLS#407656.

Overdraft Protection Line of Credit

Effective Date: Monday, September 16, 2019

Overdraft Protection Line of Credit

APR*Monthly Payments Terms**
18%5% outstanding balance or $20.00** ApplyNow

*Annual Percentage Rate (APR) is 18% subject to change without notice. Loan amounts from $500.00 to $2000.00. Subject to credit approval. Other restrictions may apply.  The word Borrower shall include all Checking accounts owners and they must jointly be applicants for the Overdraft Line of Credit.

**Repayment Terms, the borrower will pay to the Lender within the twenty five (25) days after date of each monthly statement 5% of the outstanding balance but not less than $20.00 or such lesser amount which will pay the entire balance.