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*The Annual Percentage Rate (APR) is based on a $240,000 loan with 20% down, for purchase or no-cash out refinance, and assumes a FICO of 740, and a 30-day rate lock period. A lower down payment or lower FICO score may negatively affect your rate. Private Mortgage Insurance (PMI) required on loans with Loan-to-Value (LTV) greater than 80%, PMI will increase APR. Additional rates and fees may be assessed due to type of loan, FICO score, type of property, and LTV. Payment examples do not include tax escrow and insurance. The APR is accurate as of 8/15/2019 through 9/30/2019. Not to be combined with any other offer. Offer of credit is subject to credit approval.