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Consumer Loans

When you need a loan, we offer affordable options. Vehicle loans, overdraft protection and personal loans can help you finance immediate needs for your family. Ask us about linking up a South Shore Checking Account for automatic payments and convenient online banking options.

Car Loans - New & Used

Whether you've got your heart set on a sporty new coupe, a minivan for the family, or a previously-owned (but new to you!) automobile, we have a loan to help you clinch the deal. South Shore Bank will do its best to put you in the driver's seat with competitive rates and flexible terms. Ask us about refinancing your current car loan too!

Personal Loans

Our Personal Loans are a good place to turn when you have an unexpected or large expense. Whether it is a new refrigerator or that dream vacation, you can finance it with the peace of mind in knowing that your rate will remain fixed for the life of your loan.

Overdraft Protection

We realize that life gets busy, sometimes you lose track of the balance in your checking account, you make a simple math error, or a deposit isn’t made when expected.  “An ounce of prevention” our Overdraft Protection line of credit can help ensure that payments from your checking account are honored, saving you costly fees and the embarrassment of a returned or declined payment.  Attached to any of our checking accounts, this revolving line of credit is used to cover those transactions.

Swimming Pool Financing

Dreaming about summer? What could be more fun than a swimming pool? South Shore Bank is happy to announce our new Swimming Pool Financing.

Learn More

Mass Save® Heat Loan

Borrowers are eligible for No-Interest financing on qualifying energy efficiently improvements, through our partnership with MassSave®. The unsecured loans are available up to $25,000.00. 

Learn More About a Heat Loan!

Savings Secured Loans

If you have money in the bank, you can use it as security for a loan. You can borrow up to 95% of the amount in your account, and most importantly, you can borrow at a lower rate than that charged for unsecured personal loans. Call for details.