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Consumer Loans

When you need a loan to make a large purchase, handle an emergency or cover a personal expense, we offer affordable options. We have a wide range of solutions with attractive interest rates and repayment options that won't strain your monthly budget. Loans can also be linked with your checking account for automatic payments and convenient Online Banking options.

Personal Loans

When you have an unexpected or large expense, a personal loan can give you additional financial flexibility. Whether you need a new refrigerator or want to take a dream vacation, you can finance it with a fixed rate loan.

Car Loans - New & Used

Do you have your heart set on a sporty new coupe, a minivan for the family, or a previously-owned (but new to you) vehicle? No matter your preference, we have a loan for you. We will do our best to help you hit the road with competitive rates and flexible terms. Ask us about refinancing your current car loan, too!

Overdraft Protection

We realize that life gets busy and accidental overdrafts can happen if you lose track of your balance. When overdraft protection is attached to any of our checking accounts, the revolving line of credit will cover payments and help you avoid extra fees.

Swimming Pool Financing

Upgrade your backyard and prepare for summer fun. A pool loan can help you finance the addition at a low rate.

Mass Save® Heat Loan

Is it time to upgrade your heating or cooling system? Eligible borrowers can take advantage of no-interest financing on qualifying energy efficiency improvements through our partnership with Mass Save®. Unsecured loans up to $25,000.00 are available.

Savings Secured Loans

There's no need to deplete your savings account to cover an expense. This loan is secured by a qualified South Shore Bank deposit account and you can borrow up to 95% of the amount in your account. Most importantly, you can borrow at a lower rate than that charged for unsecured personal loans.