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Mortgage Rates

Fixed Rate Mortgages - Conforming Loans3Apply Now

Effective Date: Monday, June 24, 2019

Fixed Rate Mortgages - Conforming Loans3Apply Now

ProgramRatePointsAPR1Monthly Payment
per $1,000
30 Year Fixed3.750% 03.782%$4.63
30 Year Fixed3.500%13.613%$4.49
20 Year Fixed3.625%03.670%$5.86
20 Year Fixed3.375%13.533%$5.74
15 Year Fixed3.500%03.557%$7.15
15 Year Fixed3.125%13.328%$6.97
10 Year Fixed3.500%03.583%$9.89
10 Year Fixed3.125%13.420%$9.71

Adjustable Rate Mortgage (ARM)2 - Conforming Loans3Apply Now

Effective Date: Monday, June 24, 2019

Adjustable Rate Mortgage (ARM)2 - Conforming Loans3Apply Now

ProgramRatePointsAPR1Monthly Payment
per $1,000
5/1 ARM4.000%04.431%$4.77
5/1 ARM3.625%14.380%$4.56
7/1 ARM3.875%04.300%$4.70
7/1 ARM3.500%14.207%$4.49
10/5 ARM3.625%03.992%$4.56
10/5 ARM3.375%13.921%$4.42

Fixed Rate Mortgages - Jumbo Apply Now

Effective Date: Monday, June 24, 2019

Fixed Rate Mortgages - Jumbo Apply Now

ProgramRatePointsAPR1Monthly Payment
per $1,000
30 Year Jumbo3.750%03.761%$4.63
30 Year Jumbo3.500%13.592%$4.49
15 Year Jumbo3.625%03.645%$7.21
15 Year Jumbo3.250%13.415%$7.03

Adjustable Rate Mortgage (ARM)2 - Jumbo Apply Now

Effective Date: Monday, June 24, 2019

Adjustable Rate Mortgage (ARM)2 - Jumbo Apply Now

ProgramRatePointsAPR1Monthly Payment
per $1,000
5/1 ARM Jumbo3.750%04.319%$4.63
5/1 ARM Jumbo3.375%14.269%$4.42
7/1 ARM Jumbo3.875%04.279%$4.70
7/1 ARM Jumbo3.500%14.185%$4.49
10/5 ARM Jumbo3.750%04.047%$4.63
10/5 ARM Jumbo3.500%13.976%$4.49

ALL RATES, TERMS, AND CONDITIONS SUBJECT TO CHANGE WITHOUT NOTICE.

1For Conventional loans, Annual Percentage Rate (APR) is based on a $240,000.00 loan with 40% down, and for Jumbo Loans APR is based on a $700,000 loan with 40% down, for purchase money or no-cash out refinance loan, assuming a FICO of 740, and a 30 day rate lock period. A lower down payment or lower FICO score may affect your rate. Private Mortgage Insurance (PMI) required on loans with Loan-to-Value (LTV) greater than 80%, PMI will increase APR. Payment examples do not include tax escrow and insurance. Additional rates and fees may be assessed due to type of loan, FICO score, type of property, and LTV. The 2019 maximum conforming loan limit for one-unit properties will be $484,350. All loan balanced greater than the conforming limit are considered Jumbo loans.
2For adjustable rate mortgages, interest rate and payment may increase after the initial fixed period.
3A conforming loan is a mortgage loan that meets guidelines and limits set annually by the Federal Housing Finance Agency (FHFA) which governs the Federal National Mortgage Association (Fannie Mae), the Federal Home Loan Mortgage Corporation (Freddie Mac), the Government National Mortgage Association (GNMA or Ginnie Mae), and the Federal Home Loan Bank (FHLB).