Mortgage Rates
Fixed Rate Mortgages - Conforming Loans3Apply Now
Effective Date: Monday, June 24, 2019
| Program | Rate | Points | APR1 | Monthly Payment per $1,000 |
|---|---|---|---|---|
| 30 Year Fixed | 3.750% | 0 | 3.782% | $4.63 |
| 30 Year Fixed | 3.500% | 1 | 3.613% | $4.49 |
| 20 Year Fixed | 3.625% | 0 | 3.670% | $5.86 |
| 20 Year Fixed | 3.375% | 1 | 3.533% | $5.74 |
| 15 Year Fixed | 3.500% | 0 | 3.557% | $7.15 |
| 15 Year Fixed | 3.125% | 1 | 3.328% | $6.97 |
| 10 Year Fixed | 3.500% | 0 | 3.583% | $9.89 |
| 10 Year Fixed | 3.125% | 1 | 3.420% | $9.71 |
Adjustable Rate Mortgage (ARM)2 - Conforming Loans3Apply Now
Effective Date: Monday, June 24, 2019
| Program | Rate | Points | APR1 | Monthly Payment per $1,000 |
|---|---|---|---|---|
| 5/1 ARM | 4.000% | 0 | 4.431% | $4.77 |
| 5/1 ARM | 3.625% | 1 | 4.380% | $4.56 |
| 7/1 ARM | 3.875% | 0 | 4.300% | $4.70 |
| 7/1 ARM | 3.500% | 1 | 4.207% | $4.49 |
| 10/5 ARM | 3.625% | 0 | 3.992% | $4.56 |
| 10/5 ARM | 3.375% | 1 | 3.921% | $4.42 |
Fixed Rate Mortgages - Jumbo Apply Now
Effective Date: Monday, June 24, 2019
| Program | Rate | Points | APR1 | Monthly Payment per $1,000 |
|---|---|---|---|---|
| 30 Year Jumbo | 3.750% | 0 | 3.761% | $4.63 |
| 30 Year Jumbo | 3.500% | 1 | 3.592% | $4.49 |
| 15 Year Jumbo | 3.625% | 0 | 3.645% | $7.21 |
| 15 Year Jumbo | 3.250% | 1 | 3.415% | $7.03 |
Adjustable Rate Mortgage (ARM)2 - Jumbo Apply Now
Effective Date: Monday, June 24, 2019
| Program | Rate | Points | APR1 | Monthly Payment per $1,000 |
|---|---|---|---|---|
| 5/1 ARM Jumbo | 3.750% | 0 | 4.319% | $4.63 |
| 5/1 ARM Jumbo | 3.375% | 1 | 4.269% | $4.42 |
| 7/1 ARM Jumbo | 3.875% | 0 | 4.279% | $4.70 |
| 7/1 ARM Jumbo | 3.500% | 1 | 4.185% | $4.49 |
| 10/5 ARM Jumbo | 3.750% | 0 | 4.047% | $4.63 |
| 10/5 ARM Jumbo | 3.500% | 1 | 3.976% | $4.49 |
ALL RATES, TERMS, AND CONDITIONS SUBJECT TO CHANGE WITHOUT NOTICE.
1For Conventional loans, Annual Percentage Rate (APR) is based on a $240,000.00 loan with 40% down, and for Jumbo Loans APR is based on a $700,000 loan with 40% down, for purchase money or no-cash out refinance loan, assuming a FICO of 740, and a 30 day rate lock period. A lower down payment or lower FICO score may affect your rate. Private Mortgage Insurance (PMI) required on loans with Loan-to-Value (LTV) greater than 80%, PMI will increase APR. Payment examples do not include tax escrow and insurance. Additional rates and fees may be assessed due to type of loan, FICO score, type of property, and LTV. The 2019 maximum conforming loan limit for one-unit properties will be $484,350. All loan balanced greater than the conforming limit are considered Jumbo loans.
2For adjustable rate mortgages, interest rate and payment may increase after the initial fixed period.
3A conforming loan is a mortgage loan that meets guidelines and limits set annually by the Federal Housing Finance Agency (FHFA) which governs the Federal National Mortgage Association (Fannie Mae), the Federal Home Loan Mortgage Corporation (Freddie Mac), the Government National Mortgage Association (GNMA or Ginnie Mae), and the Federal Home Loan Bank (FHLB).
