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ACH Services

Automated Clearing House (ACH) services enable you to receive money electronically on predetermined dates. You may use the ACH system to process electronic withdrawals from customers.


  • Reduce costs and inefficiencies of producing checks
  • Manage receivables more efficiently
  • Allows access to South Shore Bank’s Business Online Banking which makes it simple to create templates, upload files and process an ACH Batch.


  • Direct Deposit
  • Preauthorized Debits
  • Cash Concentration
  • Vendor Payments
  • Tax Payments

Remote Deposit

Being able to do your banking right from the convenience of your office – that’s just one of the benefits Remote Deposit can bring to you! You’ll also be able to deposit checks, through our secure online banking site, as late as 6:30 p.m. and receive credit on the same business day.

How does all this work? Our team at South Shore Bank will work with you to determine the appropriate type of scanner required for your check volume. After filling out a simple application together, we’ll get you set up and trained and be there along the way any time you need support.

Mobile Deposit

Today, you need to be able to manage your business from the various places you may operate – South Shore Bank’s Business Mobile Banking allows you to from wherever you are! Our user-friendly Business Mobile Application allows you to quickly and securely:

  • Access our application through a secure log in
  • View all account balances
  • See detailed account history
  • Perform transfers between accounts
  • Deposit a check right from the convenience of your mobile phone/tablet
  • Pay your bills via our Bill Payment system


Streamline your receivables processing and gain easier updating of customer payments with faster access to funds utilizing South Shore Bank’s Lockbox services.

With a locally based and convenient processing center, our Lockbox service helps you improve how quickly you get access to your deposits.

Payments are sent directly to a Lockbox that is collected several times a day and checks are deposited directly into your South Shore Bank checking account. In addition to improved cash flow and increased controls and security, your business will also enjoy:

  • Same-day image files of all deposits
  • Easy and convenient online access to all deposits and exception items
  • Customizable output files to streamline your receivable processing

Merchant Card Processing

Through our Merchant Card Processing Partner, MPX, South Shore Bank offers state-of-the-art credit card processing solutions. Not only can we offer superior products, but we also provide industry leading customer support and competitive pricing. Our Merchant Card Processing program allows your business to:

  • Accept payments from MasterCard, VISA, American Express and Discover
  • Access training to certify PCI compliance
  • Set up EMV enabled terminals to limit business’ liability for fraudulent transactions
  • Streamline sales management and inventory management with industry leading POS equipment

Federal Tax Payment System (EFTPS) Online

Save time and money by paying all of your federal business taxes electronically. With EFTPS Online you can make a tax payment, review your payment history and much more. Paying your taxes online is easy, secure, and FREE! To learn more or enroll visit the EFTPS website here.

Have questions? Need more information?

Contact our Cash Management Team through our Business Contact Us Form or call us at (781) 682-3240.