Mobile Banking is the ultimate on-demand service. With it, users can access their account information 24/7 from any mobile phone with either text messaging or with Mobile Web access.
Mobile Banking allows the following types of services from virtually any phone with text capabilities:
Web enabled phones using Mobile Browser services and smart phones using the iPhone® APP or Android APP (application), can also
Mobile Banking provides access to the same accounts that are viewable through your online banking system - including checking and savings accounts, and even CDs .
No, there is no cost from the Bank to use Mobile Banking. Please keep in mind that message and data rates may apply.
Enroll by going to the App Store or Android Market and search South Shore Bank or for Text Banking or Mobile Web Banking, go to the Options Menu in Online Banking, scroll down to Mobile Banking and complete the form. A text message will be sent to your mobile device with instructions for logging on. It’s that easy!
Virtually any cell phone can use the SMS service, even many prepaid cell phones. As long as the phone is capable of sending and receiving SMS text messages (and the service plan supports text messaging), account balances and transaction histories are available. Reply HELP to 48179 for help. Reply STOP to 48179 to cancel. Message and data rates may apply.
Phones with internet access and a browser that supports xhtml pages can use Mobile Browser services. Mobile Browser is the most common means of accessing accounts from a mobile phone. Using Mobile Browser services requires no phone-based software beyond a compatible web browser.
Users with smart phones (such as the Apple®iPhone® or Android Phones) also have the option of downloading a full featured APP (application) that takes advantage of the enhanced features found in their devices. This downloaded software gives the user account access through APP services.
Only APP (application) services require software to be installed. Like computers, smart phones use an operating system to run specific applications for many of their functions. Phones using APP services can install a full-featured application written specifically for their operating system. Users of smart phones are accustomed to downloading and installing applications.
Phones using SMS text and Mobile Browser services do not require any software to be loaded to the individual device.
Devices using mobile browser or APP services can access selected Bill Pay systems, make or schedule payments to payees, and check payment history. Mobile Money supports select bill pay providers.
Simply access the App Store or Android Market – search ‘South Shore Bank’ - and download!
The screen will automatically walk you through the registration process, which requires the following:
Your Deposits are Insured in Full
All deposits at South Shore Bank are insured in full. Each depositor is insured by Federal Deposit Insurance Corporation (FDIC) to at least $250,000. All deposits above the FDIC insurance amount are insured by Depositors Insurance Fund (DIF).
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about FDIC insurance coverage of transaction accounts, visit www.fdic.gov.